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If you’ve ever wished your academic progress could be as flexible as a digital wallet, the Academic Bank of Credits (ABC) is the solution you’ve been waiting for.
Whether you’re pursuing a course through Online Learning (OL) or Open and Distance Learning (ODL), understanding ABC can open up new ways to manage, transfer, and complete your education.
Let’s break it down in a simple, student-friendly way.
? What Is the Academic Bank of Credits (ABC)?
The Academic Bank of Credits is a digital platform introduced by the Government of India under the NEP 2020 (National Education Policy). It allows students to:
Store credits earned from different higher education institutions
Transfer credits between universities
Redeem accumulated credits to earn a degree or certificate
Think of it as a digital academic locker, where each completed course adds credits to your account.
? How Does ABC Work with OL/ODL Programs?
The ABC is especially useful for students enrolled in OL and ODL programs, where flexibility and credit transfer are key benefits.
Here’s how it relates:
Earn Credits from Multiple Sources
You can study a few subjects from one university and the rest from another, as long as both are UGC-approved and ABC-registered.
Transfer Credits Easily
Planning to switch from IGNOU to another university or vice versa? ABC enables smooth credit transfer, saving time and effort.
Complete Your Degree in Parts
Start with a diploma, add more credits later, and eventually complete your degree—even from a different university.
? Why It’s Great for OL/ODL Students
Flexibility: Learn at your own pace and pick courses across different universities.
Mobility: Shift your academic path without losing previous efforts.
Recognition: All ABC credits are digitally verified and recognized across registered institutions.
Accessibility: Available to students in online, distance, and even regular programs.
?️ How to Register for ABC
Visit https://abc.gov.in
Use your Aadhaar number and Digilocker account to sign up
Get your unique ABC ID
Link it with your university during admission or course registration
? Which Universities Are Part of ABC?
Many UGC-approved institutions are already onboard, including:
IGNOU
Delhi University – SOL
Amity University Online
NMIMS Global
Manipal University Jaipur (Online)
Make sure your university is ABC-enabled before enrolling if credit transfer is important to you.
? Final Thoughts
The Academic Bank of Credits is more than just a policy—it’s a game-changer for students, especially those in online and distance learning. It gives you control, flexibility, and recognition over your academic progress.
So, whether you're just starting an ODL course or planning to switch universities later, ABC can make your journey smoother and smarter.
